Lawyers specialized in bank debts and banking law
At BUFET GÓMEZ FERRÉ, we are lawyers specialized in bank debts in Barcelona, and experts in providing legal services in the field of banking law. Our commitment is focused on protecting your interests against abusive practices by financial institutions, representing our clients in claims for credits and all types of banking contracts, including abusive clauses, floor clauses, IRPH claims, among others.
As lawyers specialized in claims against banks, our extensive knowledge allows us to tailor our legal strategies to any specific need, ensuring the best possible outcomes in the protection of your assets against certain abusive maneuvers by the banking sector.
From the first consultation, we provide you with a legal opinion along with an initial free solvency investigation of the debtor before initiating any legal action.
Bufet Gómez Ferré: results-based experts in banking law.
What services do we offer as banking law attorneys?
As banking law attorneys in Barcelona, our goal is to protect your rights and ensure you are not a victim of financial abuses.
We specialize in the recovery of credits and banking contracts of all types and circumstances, such as abusive clauses, recovery of undue payments from the floor clause, and the defense of consumers affected by unfair banking practices, like the incorrect application of the IRPH index, among others. We guide you through every step of the process, ensuring you fully understand your options and achieve the best possible outcome in your claim.
In general terms, our practice areas include:
- Claiming abusive clauses
- Cancellation of complex financial products
- Defense in mortgage foreclosures
- Claims for banking malpractice
- Debt negotiation with financial entities
Experts in banking claims: abusive clauses, IRPH, and more
We offer comprehensive assistance in various banking claims, including abusive clauses, IRPH, and other financial abuses. Our field of expertise is broad, covering all types of legal circumstances. Below, we detail the most common situations we handle in credit claims and banking contracts:
Abusive clauses and floor clauses
As specialist lawyers in abusive clauses and floor clauses, we have extensive experience in bank claims, as well as in identifying and removing abusive clauses in banking contracts.
These clauses, often imposed unilaterally by financial entities, create a significant imbalance between the rights and obligations of the bank and the consumer, placing the latter at a disadvantage.
At BUFET GÓMEZ FERRÉ, we do more than just identify abusive clauses and floor clauses; we ensure that you recover any overpaid amounts due to the application of such clauses.
The floor clause has been one of the most controversial practices in the banking sector, and in our role as specialist banking lawyers, we work diligently to help our clients recover amounts unduly charged due to this clause, ensuring that their rights are respected and that the banks fulfill their legal obligations.
We handle the detailed analysis of your contract and assist you throughout the process for the cancellation of such clauses and the recovery of your money. This includes, among other things, the refund of excessive interest derived from the floor clause or the removal of undue fees.
Claiming IRPH
If your mortgage is linked to the Mortgage Loans Reference Index (IRPH), we can help you claim an improper application of the irph. We analyze each case individually to determine the viability of the claim and the chances of success.
This index has been controversial due to the economic harm it has caused many consumers compared to other reference indices, resulting in affected individuals paying significantly higher installments than they would have with other indices, such as Euribor.
At BUFET GÓMEZ FERRÉ, we are committed to helping you claim the effects of a poorly applied irph to obtain the best possible compensation for you, ensuring that the damages suffered from the application of this index are corrected and compensated. We are involved in every phase of the process to claim irph: from negotiating with the bank to possibly filing lawsuits if necessary.
Bank claims
As specialized banking claim lawyers, we also provide advice and legal representation in a wide range of disputes with banking entities, including:
- Undue commissions
- Mortgage expenses
- Complex financial products
- Foreclosures
We offer you an effective solution depending on the case, starting with a thorough evaluation of the banking practices in question, and we identify any irregularities and abuses in the management of financial products, ensuring that your rights are respected and unjust situations are rectified.
Working process: results-based collection lawyers
At BUFET GÓMEZ FERRÉ, we follow a thorough working method to ensure that each claim is managed with the utmost dedication. We recognize that every case is unique, which is why we offer a unique and differentiating service, standing out for our billing model as results-based collection lawyers.
In cases where it is not possible to pass on the fees to the debtor, we adapt our billing to our clients’ economic proposals, based on our commitment to service and a policy of minimum costs.
Our process is structured into the following stages:
- Initial analysis:
We conduct a detailed and free preliminary assessment of your case to determine the viability of the claim.
- Legal strategy:
We develop a personalized strategy based on the specific details of your situation.
- Negotiation:
We strive to reach a favorable agreement with the banking entity before initiating legal action.
- Litigation:
If necessary, we represent your interests in the courts.
At each stage of the process, our goal is to ensure that you achieve the best possible solution. We are committed to keeping you informed and supporting you throughout the journey, ensuring that every decision is made in your best interest.
Experience that supports your case: at BUFET GÓMEZ FERRÉ, we have decades of ensuring the defense of affected consumers.
Why choose Bufet Gómez Ferré if you are looking for specialist lawyers in banking debts in Barcelona?
At BUFET GÓMEZ FERRÉ, we are a law firm founded in 2002 with over 25 years of experience. Our law office has established itself as one of the leading firms in the field of specialist lawyers in banking debts and banking law, as well as unpaid debt claims and claims for credits to administrators in the city of Barcelona and other locations in Catalonia and Spain.
Our team is constantly updated on the latest legislative and jurisprudential developments in the sector, which is why, whether you are dealing with floor clauses, IRPH claims or need to make claims for credits and banking contracts, we are highly qualified to defend your rights and seek the best possible solution for your financial situation, always maintaining constant and transparent communication with our clients and ensuring that they are informed and satisfied with each stage of the legal process.
Recover your money now: contact us for a free initial consultation with no obligation.
Free lawyer consultation – Contact our team of specialist lawyers in banking claims
Free lawyer consultation with BUFET GÓMEZ FERRÉ: we offer a free initial consultation with no obligation with our law firm for those looking for specialist lawyers in banking claims in Barcelona or any location. Do not hesitate to contact us to receive all the necessary information regarding the viability of your case, including solvency analysis, location, and any additional details you may require.
We are here to help you defend your rights against financial entities with the dedication and commitment you deserve.
Contact
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Bufet Gómez Ferré
Calle Diputació, 305, 1-1
08009 Barcelona · Spain
Schedule:
- From monday to friday
- From 9:00 to 14:00 and 16:00 to 19:00
Tel. +34 93 487 38 00
Fax: +34 93 487 13 91